Loans, credit cards, mortgage payments, bills - worries about what you owe?

Our Debt Test will help you to find out how likely you are to have problems with your borrowing over the next year or so.

Just answer a few simple questions about you and your finances and we will

• tell you whether you should worry about how much you borrow;
• give you some tips on how to avoid debt problems; and
• help you to tackle your debts if you are in trouble.